I'm asked all the time about credit reporting agencies, especially the big three: Equifax, Transunion and Experian The biggest surprise to most people is the manner in which these companies generate money

The key to raise credit scores is to write a Credit Dispute Letter When you decide it's time to improve credit scores, you have to start here

If you are looking for a loan for commercial real estate you had better be ready for some sticker shock Although some banks are still lending, the vast majority have tightened their credit requirements so drastically, you may be forced to go to Hard Money in order to get the money you are seeking